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GFM Investments LLC
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GFM Investments, LLC connects borrowers with private money lenders. While we’re not direct lenders, we work closely with a network of private financiers who fund deals using their own capital. Our personalized approach ensures each client is matched with the right lender for their needs—no upfront or hidden fees, ever.
Trust.
Integrity.
Precision.
Excellence.
Real Estate Investments Loans
GFM Investments, LLC connects borrowers with private money lenders. While we’re not direct lenders, we work closely with a network of private financiers who fund deals using their own capital. Our personalized approach ensures each client is matched with the right lender for their needs—no upfront or hidden fees, ever.
Rental DSCR Loans 50 States
Loan Amount $75K-$20MM+
$895-$2999 underwriting fee
0-4% origination fee
Minimum Credit 620
Maximum LTV 80% on Purchase
Maximum LTV on Cash Out Refinance 75% Seasoning 3-6 months
Our processing fee $2500 (fee is built into the loan) THIS IS NOT UPFRONT
855- 927- 2625
FIX & FLIP LOANS 46 States
Loan Amount $50K-$50MM+
Origination fees 0.75% -4% 85%-90% of the Purchase (credit dependent)
100% of the rehab
Max 70% ARV -0-4 Experience
Max 75% ARV--Pro's 5+ in the last 180 days
Minimum credit score 620
Our processing fee $2500 (fee is built into the loan) THIS IS NOT UPFRONT
855- 927- 2625
Fix & Flip Loans
No minimum Loan size in 22 states (map attached) This is NOT for foreign investors 90% of the Purchase 100% of the Rehab Lender application fee $495 $895 underwriting fee 4% origination fee (or $2000 whichever is greater) Minimum Credit 600 Our processing fee $2500 (fee is built into the loan) THIS IS NOT UPFRONT
Real Estate Investments Loans
GFM Investments, LLC connects borrowers with private money lenders. While we’re not direct lenders, we work closely with a network of private financiers who fund deals using their own capital. Our personalized approach ensures each client is matched with the right lender for their needs—no upfront or hidden fees, ever.
Ground Up Construction
Ground Up Construction
Loan Amount $100-$50MM+ Origination fees 4% 85%-90% of the Purchase (credit dependent) 85% to 100% of the rehab Max 70% ARV -0-4 Experience Max 75% ARV--Pro's 5+ in the last 180 days Minimum credit score 620 Our processing fee $2500 (fee is built into the loan) THIS IS NOT UPFRONT
Residential Hard Money Loans
Residential Hard money loans are designed for investment properties only. Popular with Real Estate Investors for Fix & Flips. These are business purpose loans which include: loans to purchase, repair or improve real property for use in the Borrower’s business — to acquire, improve or maintain certain non-owner occupied rental property, to purchase, improve or repair equipment, machinery, fixtures or furnishings used in Borrower’s business, for operating capital (e.g. Employee salaries) or to purchase or pay for business inventory; supplies, rent, taxes, insurance, and other related expenses — or to pay off, refinance or consolidate business debt.
The most popular of these types of loans are Fix & Flip . We have programs that will provide you up to 100% of the purchase price and 100% of the costs to rehab the property. When you realize the increase in return of investment vs buying all cash. Contact us at (855) 927-2625
Turning Vision Into Reality
Precision in Every Inspection
Residential Hard Money Loans
Multifamily, Investment, and Commercial Bridge Loans provide competitive rates for buildings and borrowers in need of short-term financing for 12 to 36-months. Bridge loans, also known as interim financing, gap financing or swing loans, "bridge the gap" during times when permanent financing is needed but is not yet available to the borrower. Both corporations and individuals use bridge loans, and lenders can customize these loans for many different situations. Businesses and real estate investors turn to bridge loans when they are waiting for long-term financing and need money to cover expenses in the interim or cash to purchase, refinance, or rehab real estate.
For example, a real estate investor may have a commercial building that is only 50-60% leased up and the current net operating income does not support the debt service coverage ratio required by lenders offering permanent financing The investor may use a bridge loan during the lease-up period, then refinance into a permanent loan or sell the property.
Bridge Loan Overview
A real estate investor may own a commercial building that is only 50–60% leased, meaning the current Net Operating Income (NOI) doesn't meet the Debt Service Coverage Ratio (DSCR) required for traditional permanent financing.
In such cases, the investor can use a bridge loan during the lease-up or stabilization period, then either refinance into a permanent loan or sell the property once the income supports long-term financing.
Loan Details
Property Types:
Multifamily (5+ units), Manufactured Home Communities, Office, Retail, Industrial, R&D Flex, Self-Storage, Hotels/Motels, and more.
Loan Size:
$100,000 – $100,000,000+
Term & Structure:
1–3 Year Terms | Fixed & Variable Rates | Interest-Only | Asset-Based
Max Loan-to-Value (LTV):
Multifamily (5+ Units): Up to 75%
Commercial: Up to 70%
Debt Service Coverage Ratio (DSCR):
Varies by deal
Closing Timeframe:
7 to 21 Days
FIX & FLIP PROGRAM DETAILS
We offer the market’s most powerful financing solutions with speed, competitive terms, lower rates, and higher LTVs. SoCal Mortgage Lender leads the way as your reliable fix and flip funding source. Giving you the peace of mind to focus on your rehab property investment and realize its true profit potential. Take advantage of our Fix & Flip programs that can provide you up to 100% of the purchase price and 100% of the rehab.
Another feature that might interest you. We offer on some of our Fix & Flip loans no interest charged on rehab funds set aside that haven't been drawn yet. The amount of money you can keep in your pocket in savings with this feature alone, should have you wanting to call us.
Who Is this For? This for real estate investors looking to increase their ROI and/or, increase the amount of properties you can do at one time. We are flexible to custom make a loan based on your business model whether you want us to fund based on your purchase price, future value, or just pull cash out on any type of real estate
Detailed Property Assessments
Our thorough inspections cover every inch of your commercial property. From foundation to roof, we ensure no detail is overlooked, giving you an accurate snapshot of your investment’s condition.
Risk Mitigation
With our expert analysis, we identify potential risks and provide actionable recommendations, allowing you to address issues before they impact your investment’s value.
Transparent Reporting
Our inspection reports are designed for clarity. With detailed photos, concise descriptions, and actionable advice, you’ll have all the information you need to make informed decisions.
Ongoing Support & Guidance
From the initial inspection to long-term maintenance advice, our team is dedicated to supporting you throughout your property’s lifecycle, ensuring it remains in top condition.
Our Testimonial
What Our Clients Say About Us
I was completely unsure how to secure funding, especially with my credit history. But this team guided me through every step of the process and got me approved faster than I ever expected. They delivered exactly what they promised — even when I thought I didn’t qualify
– John Doe, Commercial Property Investor
Unlock the Full Potential of Your Real Estate Journey
We specialize in delivering comprehensive commercial property inspections that help you understand the true condition of your investment. Our thorough assessments are designed to identify any structural, safety, or compliance issues. Using advanced tools and industry-leading expertise
GFM Investments, LLC connects borrowers with private money lenders. While we’re not direct lenders, we work closely with a network of private financiers who fund deals using their own capital. Our personalized approach ensures each client is matched with the right lender for their needs—no upfront or hidden fees, ever.
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