Your Questions, Answered — Everything You Need to Know

A loan is a financial agreement in which a lender provides funds to a borrower with the understanding that the money will be repaid over time, typically with interest. At GFM Investments LLC, we offer various types of real estate and business loans designed to help investors, homeowners, and entrepreneurs reach their goals.

GFM Investments LLC specializes in providing flexible loan programs tailored to your unique needs — whether you’re looking for a Fix & Flip, Gap Funding, Transactional Loan, or a Foreclosure Bailout. Our team works quickly to secure financing with competitive rates, minimal paperwork, and approval processes designed to meet your timelines.

Depending on the loan type and documentation provided, approval can take anywhere from 24 hours to 7 business days. For short-term funding like Gap or Transactional Loans, we can often close deals within 1–3 business days, ensuring your project moves forward without delay.

Your loan agreement outlines the loan amount, interest rate, repayment schedule, term length, collateral (if any), and all borrower obligations. It also includes transparency regarding any fees, conditions for default, and prepayment options. Our specialists review these details with you to ensure full understanding before closing.

Loan costs vary based on the loan type, amount, creditworthiness, and property details. Common fees may include origination fees, appraisal fees, and closing costs. We pride ourselves on upfront transparency, so there are no hidden charges — you’ll know exactly what to expect before signing.

It depends on the type of loan.

Hard Money and Fix & Flip Loans are typically secured by the property itself.

Gap and Transactional Loans may require additional collateral or a partnership guarantee.

Foreclosure Bailout Loans are secured by your property’s equity.
Our team will review your situation and determine the best structure for your financing.

For existing loans, it’s a good practice to review your loan terms every 2–3 years to ensure you’re still getting the best possible rates and repayment structure. Market conditions and personal credit profiles can change over time, so refinancing may help lower your payments, shorten your term, or access equity for new investments. If you’re purchasing or renovating a property, a loan review should always be completed before finalizing any deal to make sure your financing aligns with your goals and project costs.